Debt relief is NOT the end, it is the Beginning

Become DEBT FREE in the shortest possible time…

Select the emotion that best decribes you

Financial stress can create a vicious cycle and does not only impact YOU, but also your family, friends and colleagues.

Depression | High blood pressure | Insomnia | Loss of libido | Lack of concentration | Mood swings | Hostility, anger and frustration |

Marital problems | Reckless lending

1

Angry

2

Worried

3

Scared

4

Depressed

5

Surrender

Debt relief is NOT the end, it is the Beginning

Get DEBT FREE in the shortest possible time…

Select the emotion that best decribes you

Financial stress can create a vicious cycle and does not only impact YOU, but also your family, friends and colleagues.

Depression | High blood pressure | Insomnia | Loss of libido | Lack of concentration | Mood swings | Hostility, anger and frustration | Marital problems | Reckless lending

1

Angry

2

Worried

3

Scared

4

Depressed

5

Surrender

Welcome to Living Debt Free

Where we change your life for the better

BENEFITS:

Regain control of YOUR Finances

+ Reduced monthly installments

+ Protection from legal action

= RELIEF

more about us

Let us HELP you clear your debt and give you advice

Lets help you

Our Mission and Vision

At Living Debt Free, we focus on giving you smart relief from your debt burden. We will ensure that you leave with financial freedom.

How we will help you

We will take the “worry” out of your daily life.
Through a legal process we will restructure your current financial commitments and safe guard your assets.We will negotiate lower interest rates and payment obligations to enable you to maintain a reasonable standard of living. This will give you peace of mind and a better night’s rest.

We will restructure your current financial commitments into one consolidated monthly payment instead of several payments as is your current situation. We will monitor account balances on a regular basis and obtain paid up letters when accounts are settled. We will assist with your clearance certificate which states that you have met ALL your obligations in terms of the granted court order.

The result: Debt FREE and a HEALTHY credit record

Let us get you out of debt

Why us- LIVING DEBT FREE

Giving you Financial Freedom

With more than 10 years successful experience and personal assistance- your financial future is guaranteed. We will ensure that you meet your financial obligations in a responsible manner as per the National Credit Act.

1. We will advise you step by step through the process.
2. We will ensure that your assets are protected.
3. We will ensure that your credit record is restored

Receive a FREE Consultation Today 

Click Here for a Consultation

Example of a monthly reduction

Before Mr X used Living Debt Free

Mr X’s income expenses, before I restructured his debt obligations were as follows:

Gross monthly income Nett monthly income Monthly debt obligations Balance available for food Monthly debt commitments
R 13 607.85 p/m R 8 739.00 p/m R 8 565.85 p/m R 173.15 p/m R 8 565.85

This leaves Mr X R173.15 p/m to buy food and provide for his family. You will notice that this is an impossible situation for him.

After Mr X used Living Debt Free

Kevin consulted Mr X and his wife, this meeting was to understand what there situation was.

Living Debt Free restructured his finances as follows:

Gross monthly income Nett monthly income Monthly debt obligations Balance available for food Monthly debt commitments
R 13 607.85 p/m

(Remains unchanged)

R 8 739.00 p/m

(Remains unchanged)

R 3 973.00 p/m

( Reduced by more than 50%)

R 4 766.00 p/m R 3 973.00 p/m

Mr X now makes one single monthly payment towards his accounts and not 9 separate payments anymore. He has a stop order that pays the amount of R3 973.00 p/m to the National Payment Distribution Agency (regulated by the National Credit Regulator, NCR.)

He receives a statement each month confirming receipt of the money and also confirms that each of his accounts have been paid in terms of my recalculation.

Mr X confirms that he is able to meet his monthly debt obligations now and provide adequately for his family. He is aware that he should live within the budget that is available for him and his family. He is also aware that while he is in my care and under debt review, he may not lend more money or use any of the credit facilities that he currently has. He will work with cash, not credit and repay his debts.