About us - Living debt free

Kevin Russell Registered Debt Counsellor
NCR Reg Number NCRDC 384
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Living Debt Free has the wellbeing of the consumer at heart.
When the National Credit Act was promulgated in 2007, it gave birth to the profession of Debt Counselling.


Living Debt Free will use the provisions contained in the National Credit Act to protect the customer from losing crucial assets and prevent the Credit Providers from taking legal action on accounts that was lawfully included in the debt review. Any consumer can apply for debt counselling, upon which an assessment and financial analysis will be conducted to determine the state and cause of over indebtedness.


The company, Living Debt Free has a combined experience, between staff and management of more than 29 years in the financial and debt-counselling industry




As much as being financially stable is regarded as the most important aspect in business, Living Debt Free’s first and most important goal is to help their customers to be financially independent, understand the reason for budgeting and guiding and coaching them on how to deal with their finances


Not only is it crucial in any business operation to provide a solid aftersales service, but in the bad debt counselling field this requirement should be an ongoing way past rehabilitation to provide a proverbial “father” figure should consumers require further couching to avoid landing themselves in similar predicaments again.



Living Debt Free defines professionalism as something every business must present to customers, competition and the regulator of this industry



Successful companies set goals. Without them, they have no defined purpose and nothing to strive for; consequently, they stagnate and struggle for meaningful accomplishments.



Living Debt Free’s biggest, most important and frequent achievement is each time when a clearance certificate gets issued.

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